Do You need a bank account to get coin rolls? AND MORE QUESTIONS

So, I have a few questions.
1. Is there any bank that you don't need an account in order to get rolled coins?
2. I seemed to stumble upon somebodies old coin collection, when I bought 10$ worth of rolled pennies, all of them were 1968's or 1971's... Should I buy in rolls or boxes?

 

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I know that PNC, at least in my area, will let you purchase a box of pennies without having an account and sometimes other banks will do the same, such as First National, if you allow a good amount of time in-between buying a box. Many will not let you purchase more than $10 worth of coin, in my experience, without an account. This could be different in other areas but I haven't come across a bank that allows you to get more than $25 worth of rolled coin without an account.
I normally purchase boxes worth rather than individual rolls, but I have done both. I normally have better finds in boxes since there is more coin to search.
Hope this helped.

 

It varies by branch and even individual location. A branch of the same bank may have a manager who has decreed an account is required; others may tell you that you need to pay for boxes. And yet a branch of the same bank located 10 minutes away may be friendly as can be in fulfilling your requests and not even care to ask if you have an account or charge for boxes.

By the way, don't waste your time with credit unions unless you have an account. Every one I've ever been to has asked if I have an account even to make small change so I don't bother with them.

 

Every bank has its own noncustomer cash limit. Try to find out what that is. Unfortunately that is likely to mean no rolls of anything over pennies due to what is typically a $100 or so limit.

Totally agree: credit unions almost always deny transactions to noncustomers.

 

thanks!

 

Even to shared branch customers.

 

Credit unions try to project a community, no fees, "we're there for you" vibe, but that only actually applies if you are a member. If you're not a member of their special little union, don't expect any favors.
On the other hand, while banks exist to profit from you, charge customers fees to have accounts, they do often fulfill essential community needs of always being there for a roll of quarters, to break a $20, or to get $2 bills on lunar New year.

There are plenty of things to hate about banks, but I will always choose a bank over a credit union because I know 9 out of 10 times I can use it, whether I'm a customer or not. I can't say the same for credit unions.

 

There exists one bank in my town. You cannot even deposit a roll of coins without paying a fee, unless, you are a customer with $XXX on deposit. Buying rolls is out of the question. I need to drive 50 miles.