Are you afraid that if you answer tellers honestly about why you coin roll hunt and how to identify silver that you will create competition? ...anything 1964 and earlier ---40% halves before 1971 ---look for the whitish edges ---listen to the high pitched sound If the tellers know this, won't they look at their own stuff throughout the day when you aren't there? And won't they keep the good stuff for themselves?
Funny you mention that. I am very close with my banker and a couple years ago I asked her if it would be any trouble for her to set aside any odd change she receives and I would trade her out for it. That was two years ago. Now she is a raging coin-0-hoilic and blames me each time I see her.
I never mention to my tellers that I hunt for silver, nor would I give them any help in that area. As it is, I think too many of them already know about silver which is why I very rarely get loose silver halves from teller trays, and rarely get silver from CRWs. I have also been told by several tellers that more and more people are asking for halves. Last week I picked up my weekly box from one of my branches. They said they had an extra box and of course I bought it as well. Just then a younger man walked into the bank and asked if he could buy boxes of halves. They told him they had none as I was paying for my boxes that were sitting on the counter, lol. He then proceeded to order 2 boxes per week going forward. And, while making my monthly round to my neighboring town, I just missed a partial bag off a coin machine to someone else. I do believe there is an increased interest in CRH in my area.
I'm friendly with my tellers and when they find something good they hold it for me. It's all about how you treat your bank tellers.
I really don't think so. You can be the nicest person in the world to your teller, but if she gets a roll of Franklins and knows what it is, she'll probably keep it.
I make cookies for my tellers every Christmas, not because I CRH (I don't), but because they put up with my incessant visits to the SDB.
I actually have them call me when they find something to ask me if it is worth anything. I've created monsters out of the five ladies I deal with, but I would rather have that than the opposite. I still get quite a bit of stuff from them. If they get something every now and again, I can deal with it. It has built a great relationship.
My tellers ARE smart and instead of them passing along to someone else I offered to pay them all a fair price for any silver. They make a profit and I do also. I also treat them every so often with cookies or donuts. This way I also have no problems getting bank boxes. And they save out Ike's for me at face value.
I would do the same thing! That's my point to all this. You can be the nicest person in the world to your teller, but if she has something of value, why wouldn't she keep it for herself? Even the best cookies in the world aren't worth a roll of Franklins!
You gave me the impression in your original post that you were complaining. "Are you afraid that if you answer tellers honestly about why you coin roll hunt and how to identify silver that you will create competition? ...anything 1964 and earlier ---40% halves before 1971 ---look for the whitish edges ---listen to the high pitched sound If the tellers know this, won't they look at their own stuff throughout the day when you aren't there? And won't they keep the good stuff for themselves?"
If I found a roll of Franklin halves, I wouldn't tell you either. Nothing sneaky about that, just good common sense. They don't owe it to you to tell you. Ever think they have someone they know besides you, like a family member that collects? Or someone like me who is willing to pay a premium plus treat them. Or like the Stones sang "You can't always get what you want". "But if you try sometimes (being especially nice) you just might find...You get what you need".
Several years ago I walked into my bank. My favorite teller smiled and placed two rolls of customer wrapped Dimes on the counter. We talked and she told me to enjoy them. The first roll I opened was all Mercury Dimes. The second roll was half Mercury and half Roosevelt Dimes. I've lost track of the times she has something for me.
The cashiers in the casino we live at set aside the silvers they receive from customers and give them to my wife. the other day she handed me 64 quarters.