I found this very fine penny in a roll. Is it one I should have graded? If not, please explain so I will learn more. Thanks !
No. Not at all. Never. Just don't. It is a great looking coin from circulation but you will end up spending $30+ to get your coin graded. You will never recoup the cost.
Do you want to spend over $30? How much do you think this coin is worth? The fascination with getting things graded must cross over from other areas. Even a $100 coin is barely worth/not worth grading.
As others have noted, a coin has to be TPG worthy to merit consideration unless you have some other attachment to the coin. Lots of folks get 'unworthy' coins slabbed and go up for sale for a fraction of the original investment. Look on line for a comparable coin and see what they are fetching/asking. For example, for a common Lincoln Memorial Cent, the specimen would need to be a very high MS example to merit consideration. Your coin looks to be an MS coin, but the pictures are too blurry for me to make a fair assessment. But it's probably less than MS65. Here's a link to a sold MS67 - https://www.ebay.com/itm/1991-D-Lin...=true&nordt=true&rt=nc&_trksid=p2047675.l2557 Seller got $13.
Here's an unslabbed MS coin, perhaps as nice as yours - $2.65 https://www.ebay.com/itm/1991-D-UNC...304484?hash=item2ce5c2b7a4:g:-nAAAOSw2EJcbc03 As you get an eye for grading, you'll be able to make better spot decisions on whether or not you have a candidate worth grading by a TPG.
As others have said, no. As @paddyman98 advised, you can find PCGS and NGC graded MS 68 Lincoln cents for less than the grading fee. A simple tool to help you learn how to grade coins is PCGS Photograde. You can find it on your computer or download the app to your smartphone. There are other books to help you learn how to grade your coins. If you're interested ask for the names of the books and you'll receive many replies. (I don't know the names of them all).
Here's what we are talking about. This is my coin and that is the price I paid the dealer at my local coin shop. Notice the grade and look at your coin and compare it to mine. Mine is the last year of Wheat Cents but the mintage is a lot lower on mine. The cost to grade was more than I paid for the coin.
I agree the OP coin is a keeper. But you can just put it in a 2x2 coin flip. As for grade, if the photo is not hiding anything it could be as high as 65 Which is good. If there are nicks or blemishes that the photo is hiding then less than 65 which would make it worth around a penny to me.
Collecting Nut triggered a thought: If you do a little research, you can determine if you have an exception. For instance, if you think you have a near problem-free coin, say MS68 of higher, you may want to look at the population of slabbed specimens. A low number may hedge your decision on whether or not to get a TPG to confirm your suspicion. Of course, all of the other considerations need to factor in.
your coin shows Die Deterioration .. one indicator is you can see the stretching of the thin copper plate on the right part of the date. You can also see a lot of circulation scratches from your pictures. I think it's worth 1 cent. If you get it slabbed, after paying $30-50 to get it slabbed, I'd still pay no more than 1 cent for it.
Almost impossible to find any coin in circulation that doesn't have nicks, scratches, blemishes etc. on it. They are always going to bounce around with other coins. Especially in coin counting/ wrapping machines. So almost no modern zinc cents found this way are ever going to be worth grading.
...all of the above, and additionally, it is a minor weak strike...evidence the flat hair above the ear on the obverse and the O/OF on the obverse. This is extremely common on copper-plated zinc cents. The good news is: it will be worth 10 cents...in the year 2069. After 64 years, a 1955-S wheat in VF20 is only worth around 10 cents, but they are so plentiful there is little to no market for them...Spark
You will find that the 1990's decade cents have an unusual good luster to them and can be very eye appealing compared to most zinclons.
Damn fine looking coin. Sorry to say it's just pretty. I bet it would grade well but not worth the investment. Sucks right