What would you grade this Morgan (1900)

As you should. Nothing is better than a coin handed down from a loved one.

 

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Because the eagle's breast and the wing tips are higher points, wear should show there first.

 

Okay. I get that. So what I'm seeing on the wing isn't wear?

 

You are seeing wear on the wing tips, Eagles breast and a few other places.

What I can't tell from the photos are if this is a 1900 or a 1900-O. A little dark in that area and poor lighting. It looks like it's raised but so just can't be sure.

 

It’s just a 1900, no O

 

Thanks but it sure looks like an O below the ribbon.

 

It does but it’s an illusion from my bad lighting and photo skills

 

Not laughing at you but with you.

 

To be honest, I believe the photos are inadequate to definitely determine the grade. They don't show the luster very well. It's tough without having it in hand to rotate under a light. Could be anywhere from mid AU to 63 IMHO.

 

Once I get better equipped I can do some of those fancy animated gifs . The luster is really nice and radial!

 

I certainly don't have coin photography figured out! Rather spend my funds on coins.... I do like GTG's though.