Jeff Nickels, Peace Dollars and Franklins All give me the devil of a time grading. I am going to be the low man at 64.
I think NGC got it wrong. (1) NOTES ------------------------------------------------------------------------- 1: Either that, or I'm wrong, and that is just silly.
I'm only learning here so this could be wrong, but I've been told that spots don't impact the technical grade (on coins for regular circulation); however, they can cause wild fluctuations is what the market will pay for the coin.