LOL I won't have that problem as there are no kids...or grand kids ..so that said I'll be taking it with me No the collection will be handled by my estate. So again no concerns about what happens after I'm gone.
Sadly, this belief is all too often sound, and I can personally attest to this fact. Perhaps not spending at face, or even ebaying them at low BIN prices, but leaving a hell of a lot of money on the table to due ignorance and/or poor choices happens (or should I say at least "happened") with appalling regularity.
Would they though? To me it seems that if the bean collector is supposedly the unsure of themselves uneducated one they would be more likely to listen to the opinion rather than one who is so sure that they don't need any other persons opinion. I agree they are smart for that, but they also do go against the grain from time to time. What they're really smart about and what everyone should do is try to understand why something didn't bean. Is it a C coin, was it net graded, did they just not like the look ect. I don't agree with every decision CAC makes, but I don't have to learn from them and if in the end it turns out someone just has different tastes there is nothing wrong with that. I'm not aware of anyone that has been harmed by their existence and certainly many people have used them as a tool to improve their own grading and in their process of learning to grade. Certainly some high end coins won't sell for as much without the bean, but how is that any different than before where better coins always sold for more and sometimes much much more than guide? I really see no difference between people that use them for a second opinion on a decision and people that use someone else or a dealer for a second opinion. Not really, because people also seek second opinions when it comes to quotes for jobs or sales or appraisals and some people reach their final conclusions by seeing different angles to a problem as people all look at things differently. More importantly though it is more about being self aware of ones own limitations as there isn't a person in any field that is right 100 percent of the time. Everyone has strengths and weaknesses which with coins would translate to grading ranges, identifying certain problems over others, different series ect. But in the case of the bean it is also more about understanding the limitations of photographs with online buying. Extra opinions can instill confidence on bigger purchases online that what you are seeing in the picture is what is there just like using an agent to bid at auctions for you.
I truly appreciate your concerns, there's no need to as again I also respect the views of others....even thought they are 180 degrees from mine. I am however very stubborn ,and I am not the type to surrender or take prisoners for that matter. Having spent over half a century in the food business I've have had to deal with a lot worst then what's posted here. I have no worries about the coins I have purchased or will purchase in the future. As far as when I'm gone, the collection has been cataloged ,and since there are no family members to leave it to except my wife ,the estate will take care of that chore. "And No Insider I don't wish to adopt you!"  Yes a collection no matter how big or small has value.....Mine was not built to obtain a monetary value ,but a value to me that's worth a lot more. This value I speak of is the value of the pleasure over the years I have had putting it together. It is one hobby that over my life time that has lasted the test of time. There's items that are priceless, as to how they have become part of my collection. Even though their monetary value are no where near other specimens in the collection. Have I sold,traded, flipped coins yes.....have I been burned or made bad decisions ,or purchases of course. I be a fool not to admit my mistakes ,and only boast of my accomplishments as I am human and subject to all of the above. Again these are all personal decisions ,and choices.....and I am very happy with all my choices the good ones.....as well the ones... that life lessons were learned.
@ToughCOINS Dealers and TPGS's get bad mouthed all the time. Never bothered any professionals I know. As long as you are straight with them who cares. In fact, every one I know makes fun of the ignorant fools as soon as they are out of earshot.
After my first CAC submission I will say yes. I now have a coin that was graded by NGC as a MS62, which while offered up for sale on eBay was offered AU55 money, because "that's what a NGC MS62 would cross as"..... now verified as a MS62. Worth the $13.50 in my opinion.
It has always seemed to me that CAC was "checking the checkers" and I don't quite see the value below the very priciest coins. Yes the TPGs will disagree at times on a coin's grade, but I find them to be more consistent than I would have thought before really studying them. If I had a $10,000 coin (not that I do) I might want a CAC sticker on it before going to auction. But a $100 coin with a CAC green sticker is still a $100 coin. All they did was tell you that the TPG was right and you wasted your money on their sticker.