Are you the Buyer or Seller? How fast can you turn around the metal to get your investment capital back? I hear margins are thin at some places and the market place is starting to slide. I'd want close to melt if selling ( I recently sold $110 in sterling silver rings at 15% back of spot ) I understand business has overhead and is in business to turn a profit
I would jump all over it at anything under melt right now. It all depends on what you would do with it, I guess. I'm a flipper with time on my hands, I can sit on it to make a profit when the PM goes up.
Melt yesterday was $4.77 when I found one in the CoinStar machine. Buy by weight and sell by face value, it evens out the spread.
I'd be paying a lot more than melt! Franklin Dimes are downright RARE! (Franklin D.) Roosevelt Dimes are a different story . . .
If you can find some place selling them for face value, jump on that deal! Well there is, sort of: it's called coin roll hunting. Technically any silver you find doing that, you got for face value!
The late Steve Tannenbaum was wheeling a shopping cart of half dollars across a street in New York when an out of control person mowed him down in the street. This was ten years ago, but it’s hard for me to believe that he could find that much 40% haves, let alone 90% haves. Tannenbaum was one of all time great experts in exonumismatics. His death was a huge loss to the hobby.
"Getting mowed down on your way to/from the purchase" is, indeed, more of a premium than I'd be interested in paying.
