Standing Liberty Quarter - dealer wrapped the wrong coin!

I was at the Great American Coin Show last Thursday in Rosemont, IL, and I purchased a 1927 MS63FH Standing Liberty quarter. It's a beautiful shiny specimen. I wrote a check, then they accidently gave me a 1927 MS64FH Standing Liberty quarter. Not bad, but not as pretty. I was quite surprised and emailed back to the dealer my discrepancy. He said I could return it for the FH MS63 or keep the FH MS64 for the same price. I like the 63 better to be honest, but if I look at PCGS retail values, the MS63FH is listed at $650 and the MS64FH is listed at $825. I attached the photos of the coins. I could use any feedback from this prestigious board in my decision. Any thoughts?

 

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Some years back I was searching for a really nice Type 1 and bought an MS64FH. It was a fine coin but I just never could get past the blackish, unappealing toning on the piece.... I make no apologies for being a blast white guy.... Several years later I happened upon an MS62 Type 1 that was blast white and I immediately sold the MS64FH that I never really liked. I still have and enjoy the MS62 to this day. I couldn't care less about the difference in value. That isn't why I collect coins..... I think you need to have the coin that appealed to you myself.

 

Keep the one you like the best despite the difference in value. You'll always regret it if you don't.

Bruce

 

Eye appeal is the deciding factor for me.

 

I doubt my answer will be of much help to you. I feel I am being asked to judge two different ways of lighting a coin rather than the coins themselves. Coin one is presented under a bright light that emphasises the luster but over represents the secondary toning. Coin two is shown with a more subdued luster and much of the detaisl are obscured by shadows. good luck. james

 

Another shot of the SLQ MS64FH

 

I used my smart phone to get a better picture comparison. I collected this series for many years at the circulated level. Every collector tends to emphasize one factor or another more than another collector might.
The MS-64 coin has a better obverse with a better defined Full Head. The reverse of the 64 coin has a type of blackish toning I dislike. The 64 coin, in hand, should also have a little better luster than the 63. Neither coin has any glaring sctarches or scuffs I can detect.
the 63 coin has a very obvious secondary toning from a fairly recent coin dip. Some people hate having this brownish haze floating on the surface of their coin.
As you all ready know the 64 will have a higher base value. as someone else said, at the end of the day you have to pick the coin that pleases you the most personally.
My pick would be the 64 but that is without having seen either coin in hand. James

 

I would keep the 1927 FH SLQ.


















In all honesty, I like the 64.