As a collector while in undergraduate school, I was in a coin shop when a lady brought in her late husband's collection of Sterling Medals of Left-Handed Baseball Pitchers or some such and offered it to the dealer for sale. He quoted her the going melt price at that time and both she and I were shocked. She accepted and the dealer dumped the beautiful mahogany and velvet case out into his melt bucket and offered her the case back!!! Sad
Within the last few minutes I have bought several FM issues from the Bahamas, etc. for less than melt.
The Franklin Mint also turned out some legal tender coins for different countries years ago. They had some excellent people working there making those dies. I was thinking they could have easily made dies to duplicate (fake) collector coins.
I also see people bringing to the Thrift Stores, Grandma's old silver plated flatware that she received on her wedding day. That stuff must have been in style in the 1940's-1950's