A nice, MS65, 1974 25c missing reverse clad layer

Not really. As stated before by another member, it's probably environmental exposure toning. Newbies make the mistake of assuming it's missing both clad layers all the time.

@Michael K gave the best explanation

 

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Chris not seen since 2021.

 

Last thing I heard is his computer broke down for whatever that's worth

 

There are actually clad coins with both layers missing. I know someone who owns a dime, quarter, and a clad half dollar. There is also a 40% silver half missing both layers

 

I actually don't think Chris is alive

 

Maybe never know

 

Maybe Doug would know, but don't know if he could tell @GDJMSP

 

Damn. So sad