I have to admit - I love the look of a nicely circulated Morgan for a cost under 30$. Put 2 more into my collection today. Of course high mintage #'s but that is why their prices were right and had to give them a good home, I keep my raw Morgans in the black ring ATH's as I already put the 1883 pictured in - I have to get the 1900 in one tonight. I got both of these for 55$ - probably not a deal at all but I really liked them.
If you like them and it brings you joy in this world we live in then good for you, enjoy. I have a few my mom gave me before she pasted and I agree they have a nice look to them, (wish mine looked like yours).
I'm filling my Dansco albums with well circulated examples to maintain aesthetic balance, so I'm right there with you. I love circulated Morgans.