So wouldn't ya know it. Been going to the LCS for the last year once a month looking for a few select coins, the one time I finally buy my 1885 nickel (lowball ugly thing) on Ebay just to fill the hole in the collection - this pops up at the store today. "Oh yeah, I meant to call you on this..." So I actually bought TWO 1885 Liberty Nickels today. As if they grow on trees! This is the better of the two by far - and I may resell the lowball one once it eventually arrives from the Ebay seller. Meanwhile, GTG - you know the game! Winner gets bragging rights and has the option to do the "I Told You So" dance at will for the rest of the week!
Certainly no less than F-15. I can see a PCGS VF-20. The coin looks cleaned, and the scratches on the obverse might details it. No telling what the TPGs do. I hate them, distrust them, and overall don't use them. They make selling coins easier though...
So to end the drama, it's marked "ungradable" by PCGS - Genuine. By photograde it's a 15 to 20 with a soft reverse. I'm guessing it would get a technical 10 to 12 since the grade of 15/20 applies to about 90% of the coin. Definitely details - it's scratched. It is a very nice and complete strike - a far better coin than the grade (and price) would suggest.
Scratched? I don't see it in your photos. I mean, there's a little bit going on on the obverse between 1:00 and 3:00, but it doesn't look bad enough to detail it.