All these newer designs are usually Die Chips Sheila remember to post under the Error Coins forum.. die chips don't really demand a high premium It's worth 25c
@Sheila Ruley mostly likely it's die chip. The whole coin photo is great, but take one extra photo with your loupe in front of it and get a close up of the spot you think worth looking at like you did before and you'll (likely) get better feedback.