1914 Buffalo Nickel, could this be an error or PMD?

Not if I understand you. The annealing ( softening of the metal) doesn't make it gooey or soft enough to adhere to die or debris if it was between. I am on the side of lamination also.

 

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reverse lamination,... obverse clash... http://www.maddieclashes.com/five-cent-overlays/

 

Of course the planchet isn't gooey but then neither is the strike just a little peck on the cheek. As I said, it's a violent strike. Add the violence of the strike and the annealed planchet, what do you get? I say metal just soft enough to be displaced by struck-in debris.

Have you seen the ones that look just like these "laminations" that have fiber left in the coin? I'll remind us, coins aren't made of fiber.

I know where you're going, and I'll try and dig up examples. Best I can promise at this point, Jim.