Depends on the premium . I feel $2 is worth it , but 90% US silver is probably the better way to go with lower premiums .
If you intend on selling it when the price goes up a few $$, then junk is OK. If you want to hold it until the near end of mankind, pay the premium.
The basic question is are you collecting or investing. Collecting - go with the Silver Eagles Investing #1 - go with .999 bars and rounds Investing #2 - go with junk silver WITH the knowledge that it's most likely NOT .999
never tried to sell bulk 90% silver , but , guessing , you get higher sell over melt with silver eagles