Your explanation is a potentially correct, there are basically zero knowns at this point so all we can all do is make assumptions. For instance, we're assuming that the coins weren't toned in a bag for a hundred years, then this "banker" during the last few years of his life decided to go through his bags and put them into old coin rolls he had. That would explain the bag toning on both ends. Maybe nobody knows for sure except the seller and the "banker". Stranger things have happened, I'm trying to stay positive here, don't kick me too hard while I'm down
The rolls are NOT genuine. Aged paper can be simulated, and this is a known scam that has been taking place on eBay for years--nothing personal, and nobody is judging you. It is just that "unsearched rolls" of Morgans is a common fraud on eBay. As I said previously, the example you showed at the end of the roll is not natural toning. I think it is safe to assume that the roll is not what it is represented to be, and years of being a Morgan collector has told me that this isn't the way to buy Morgans.
No, I will feel bad for you, if it turns out as expected. Cut the melodrama and open the roll. We have all made mistakes in collecting.
There is absolutely no reason to write off anything. He can open the roll and if it was fraudulently described them he can return the roll for a full refund. Dispite opinion here and the sellers opinion he is under no obligation to keep a fraudulently represented item. Personally I would not send them to pcgs because as has been noted it is not a real roll but put together. TO THE OP. the reason he has multiple rolls with toned end coins is because he manufactures them.
I took a video of the unrolling, but not sure its worth the time to even post it. Suffice to say, you were all right.
I'd still post the video even if it's purpose only ends up serving to prevent one other person from making the same mistake. We've all made mistakes before the community simply tries to help others not make similar ones. These sellers prey off buyers who usually don't know any better. Even on Ebay right now there are hundreds of overbid listings for all kinds of rolls containing xyz end coins in most cases that wouldn't have ever even been rolled together. Let alone done so in X multiples of rolls. What did the rolls contain, mostly MS common date coins?
When, not if, the guy refuses a return just go straight to eBay and tell them you received a fraudulently represented product and it was snad sent not as described.
Sorry to hear about the roll result. I can't speak for everyone, but I for one don't take any pleasure in being right in this kind of case. Let us know if you were able to successfully return the item. It might help others on the forum if you at least post a list of what was in the roll and what condition they were in. I'm guessing you have a lot of early "S" mint morgans in AU or worse condition. Maybe some 83-O's, 1921's, 04-O's, etc...
Sorry to hear what happened. You should "reward" this con-man with a negative feedback. I'm sure he has many more of these old style paper roll wrappers and he will re-roll the Morgans he sent you and re-sell them to some other poor soul. If you don't post the video, please list the years and condition.
I will, at the moment I'm not going to discuss anything further. Thanks for your understanding while I try to get this resolved.
Based on my knowledge of toning, specifically end-roll-toning, some of these end of the roll coins did not likely tone while they were sitting on the end in the roll. This is based on the toning pattern. They most likely toned somewhere else before being put into the roll. Of course I am not 100% certain, but I am about 95% certain. Edit to add: the toning actually does look natural from what I've seen, not artificial. It just likely toned elsewhere and not while at the end of a roll.
I certainly understand and respect your feelings, but what you also have here is an opportunity to, perhaps, help someone else avoid making the same mistake. Earlier you wrote of how everyone here had no proof of what these listings really are, and you were right, but now YOU do. You need to understand that while it may not make sense, those who buy these rolls, more often than not, do not know what they're doing and only later, if at all, learn the truth long after positive feedback has been given. At least you seem to have done some homework and/or have even a basic understanding of the coins you thought you were purchasing, but not everyone does, and as I am sure you well know, we are not talking about spending $2-$3 on some junk IHC for the novelty factor. If you, by sharing your experiences, can play a part in stopping even one other person from making the same mistake, at least something good would come from this. Posting your video, or even just a complete list with a few photos would, in my opinion, be both a fine and valuable contribution to this forum and to this hobby in general. You have nothing to be ashamed of, but the seller does, so don't hold back... post the links along with the proof of what he sold you. Let someone who, sometime down the road may be contemplating the same purchase, and perhaps thought to google the seller see exactly what they would be getting. At this point the only one you are helping by staying silent is the seller.