If you can buy this coin graded by PCGS for $10 shipped, what would be the point of sending in a coin that even has a 10% chance of coming back "details: scratch"? In fact, even if you had 100% chance of it coming back PF69UC, I still don't know why the OP would not just buy one already slabbed: http://www.ebay.com/itm/1981-S-SUSA...28?pt=Coins_US_Individual&hash=item19e6c5ce78
Perchance he thinks it is a type II , clear S rather than what appears to be a type I like the ebay example. Not sure why else.
Yes, that would make sense. I didn't realize on the SBA there was such a massive price difference in the 81's until you post made me do a quick eBay search. The Kennedy series T2 shows a jump in price, but not nearly as large as what I am now seeing on eBay for the SBA. But based on OP pics, I would say Type 1. http://www.smalldollars.com/dollar/page29.html