Uhm, I would suggest you go back and re-read your original post. You clearly state your coins were included.
The policy is very straightforward. They just determine if you are more a collector or a dealer by answering a simple question, I'm paraphrasing here: If so, they direct you towards a different policy. You need to keep an accurate inventory of your collection. They ask you very basic and minimal questions about your residence. The only other thing is, they DONT want you collection to be heavy in Bullion. I think you need to have less than 10% in bullion. (They really want coin collectors and not metal speculators I think). I use the "Bronze" level, which covers me at home. There are 5 basic levels: Vault, Bronze, Silver, Gold, Platinum. At Gold and above, you get covered for loss during shipping items or driving them around in your car. I would send them a short email and tell them about how much your collection would cost to replace, and maybe include a simple inventory report. Ask them for a quote, let them know you are currently applying for ANA membership. I think they will answer all your questions even if you are not a member yet, but personally I joined ANA first and then immediately got Hugh Wood, so I am not 100% sure on that point. I include my ANA member number in all my correspondence to Hugh Wood. valuables@hughwood.com http://www.hughwood.com/sub_menu.php?submenuId=180 This is not your normal insurance policy rider with a ton of legal mumbo-jumbo. It is meant to be easy and straightforward, and very affordable. For ordinary to advanced collectors it truly is a no-brainer. I can't speak to how good they are if you are a dealer. For the other poster who thinks their homeowners insurance is going to cover collectibles beyond a limited amount like $1,000 you are wrong, or if you have an inland-marine policy (rider) you are overpaying by a lot for your collectibles and making this a lot harder than it needs to be. I know from personal experience. Hope this helps, Matt
When you say "coins included", what are you trying to say? They are not included?... Basic writing skills here folks. Please re-read your own original post #4
I use Hugh Wood as well. You should be able to get a free quote online. You get a nice discount for being an ANA member. I joined the ANA because of it.
I am a member of the ANA and have both my collector's policy and my dealer's policy through Hugh Wood, Inc. If I recall correctly, the policies can be as low as 0.25% of the declared value (25-cents per 100-dollars of coverage). Join the ANA and get the information.
