As for fairly fortunate, I've bought literally hundreds of coins on eBay, and had many of them graded. This is the first one that came back as a problem coin. In terms of raw percentages, I think I've done ok. As for the no harm, no foul, I meant more that I had a fairly small amount invested ($60 +/- with the grading), so it's not like I missed a mortgage payment over a dud coin. That said, I think the auction listing was quite misleading in hindsight and I will certainly not return to their store for additional coins. Better to find this out with a $60 Walker than a $1500 something else, right? I have an email in to them so we'll see what they offer me. I'd almost rather a partial refund and keep the coin, because cleaned or not, it's a nice looking piece, which is why I bought it in the first place.
At first it seems as if they are good guys as far as returns. But think about this, if they fought against returns they would receive negative feedback. So it's in their own best interest that they readily accept returns. If fact, that's how sketchy sellers avoid negative feedback. If anyone has the slightest complaint the seller immediately offers to accept its return. If buyers are allowed a return and receive a refund they wont usually give the seller negative feedback. That's how sellers avoid negative feedback. Even if the seller was intentionally trying to rip off a buyer, by readily accepting returns and giving refunds a seller usually avoids negative feedback. That's why 100% positive feedback reveals little about an eBay seller.