Thanks. If it *is* silver, it would be totally obvious? I.e., it would say "silver", "0.999%" (or whatever)?
What are the chances that someone has a silver set and doesn't realize it, selling it at the "regular" price? Slim to none?
I think the odds are even less than that. Sounds like there's a story. Please tell it. Knowing it, we might be able to help more.
Oh, nothing special. Saw an ad in the paper for a 1991 "S" Proof set for $15. I'm a newb and remembered something about certain "S" sets being silver and got all excited.
The proof silver sets actually say "silver" in cursive on the case, so a seller would know they're selling a silver proof set. As for individual coins, the best solution is still the tissue paper test. If you look at a silver coin and a clad coin through a single sheet of tissue paper, the silver coin will look much brighter.
Honestly, you are more likely to have a silver set misrepresented with clad coins in the holders. Some ebay sellers just find it hard to make a buck honestly.