How much do you think this nice IHC will sell for on Ebay. They say its got VF details if it wasnt for the gouges.....yea right.
Definately that coin is BU! (Beat Up) Sure it WAS a VF, about ten years before it was pulled from circulation.
I wouldn't be surpised if it's a fake, and the damage was intentionally placed to cover up features used for authentication.
I'll bet what happened is some guy who collected coins made his wife really mad at him. She got even with him with a hammer, screwdriver, and his favorite coin.