Seems a tad 'scrubbed' to me.......that's 'points off' in value numismaticly. Melt value would suffice in this case.
anyway you slice it is basically junk silver, until you get to MS-63 or so. You could carve your VIN in the fields of this one and not hurt the value by more than $1
I got more coins I want to post but don't have time tonight 4:30 am comes quick and then its off to work I have a 1866 nickel I want you guys to look at like I said I don't have nothing super nice but I just enjoy collecting and looking at them thanks for your time everyone