I'm keeping my purchases small until I gain more experience - so if I blunder, it won't be too much of a setback. I haven't lost any love for my Kennedys though - just needed a little variety.
Fair enough, so why not let us see the good protection and "expert" grade then? You're not telling stories, right?
If it's not slabbed, I'm guessing you've undergraded it. If it is slabbed, being a proof and SMS and 1993 is full of contradictions. Either way, if it's a silver proof, and you got it for $4, it's a good pick up.
That is a bad practice. Never add grading fees into any coin value. Its simply not true. Grading fees are sunk costs, and irrelavejt to pricing.