It might be the lighting used, but it appears that someone might have attempted to spiff this coin up at some point. If so, it is worth less than a similar coin without spiffing.
Cleaning shouldn't hurt these coins too bad. It's XF for sure and theres a jump from VF to XF on Greysheet. I always try to buy "cleaned and problem coins" for half the of the bid price and I always do fine on them