New Jersey 1999-P Quarter has no exposed copper

Have a look. I took it to a coin expert and he didn't know what it was.


It almost looks like the copper is showing through at the front.

 

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I work at a bank so I work with coins all day, and clearly this one stuck out.

 

Actually, people find these quite often. Here's an older thread for reference:

http://www.cointalk.com/t187395/

And of course, "plated" quarters bring a premium on eBay:

http://www.ebay.com/itm/1999-2008-S...ins_US_Individual&hash=item460c3ffa02&afsrc=1

 

Ya I see people quick to expect they are plated- but how can one know for sure? It is perhaps still clad, just hidden. I think from what I remember it was significantly heavier. I don't remember for sure.