Second day of rain here. Returned a coffee can of change today. After the usual necessary arguement, I was able to obtain a vault tray of ten rolls of halves. Found 3 1966, 3 1968D and one 1967. All 7 are at least MS60 or better. Also 3 1990P halves that were in fair shape. The 1990P for some reason is most always all beat up. Found a few nice D mintmarks too, rare for the Northeast. But again from this bank were fourteen mint state 1977P halves mixed into the rolls. The 1977P coins all have a golden tone and are uncirculated. Also some uncirculated 1971, 1972, 1978, 1979 and some Bicentennials uncirculated. All have big fat rims and sharp edges. I was informed that from now on to only bring back half dollars. "You had quarters and other change mixed in". Also the usual arguement about "Do you have an account here?". After saying no, the teller said she coundn't take my returned can of coins. I replied that "I was told to bring the half dollars back". Nervous other tellers exchanged glances. "And by the way, we only have 10 more rolls of those and when they are gone you will be getting back your returns." So ok, those rolls are worth all the hassle and then some. One teller said "This is the guy we were talking about. He brings in half dollars and wants more". Whatever.
If you can't go to a bank when you want to exchange coins, where the he77 are you supposed to go? Seems to me that if a bank is part of the Federal Reserve System, then they should provide government services to anyone, not just account holders.
Well yes, this is the issue. Are they not in business to serve the public? I wonder what the State Banking Commission would say about it? The teller I call "Silver Witch" told me: "These rolls are not for coin collectors or anything like that". I kind of think that if you find two 40% silver half dollars and at least four MS 62 coins per roll they certainly ARE for coin collectors! Of course I don't tell them what I found. :whistle:
How about after you clear out the bank I tell them what you found.. Deal? I'll post a "wanted poster" saying: "$2 paid per pre-1970 Half dollars, Call 555-5555". Or something like that. I can get an answering machine hooked up to the phone and we can listen to the calls come in. :goofer:
Banks are businesses like any other and are under no obligation to do any transaction. It costs the bank money to have coin shipped in and out, so why would they go out of their way to hurt the bottom line? Also, the Federal Reserve is not actually a part of the United States government, but rather, a privately owned corporation. So, while it makes sense to keep a customer happy and supply them with coin, it certainly isn't a requirement.
I was thinking of doing something exciting like that. But my girlfriend's sister has an account there and one teller always saves a couple of BU statehood quarters for her when there is a new issue. I end up with the coins. So maybe we better plan something less shocking. I was thinking of delivering a boquet of dandilions with a chocolate half dollar on it. Honestly, I don't know why they have to be such negative old hens. Gotta love 'em.dd: By the way I keep finding some amazing coins in this last stash. Just found a mint state 1984D and 1977D. Those same 2 coins I have bought for my other sets of JFKs paying $2.50 each or more. Now I can complete my fifth set ofearly Kennedys. The 1966 and 1967 coins I found today were so nice I put them in airtites.
This particular bank, Citizen's National in North Grosvenordale, Connecticut does not ship half dollars in or out. They take customer returns and hand roll their own.
I definitely give you credit for toughing it out- it sounds like a pretty unpleasant place to be, to me.
I just had the feeling months ago that this is where the motherlode waits for the one who can crack the code! Where they got these rolls I don't know. They have to be decades old, just sitting in the vault for someone to claim. There's a lot of D mintmarks, something unusual for this neck of the woods. Maybe they came from the midwest many years ago? As I sat tonight and looked at the gleaming edges of what appear to be brand spanking new coins dated 1973 and so on, it all seems worth it. I've got a stack of brilliant half dollars with absolutely no wear and the serrations on the rims are so sharp they can cut skin. After cleaning out all the other banks I really had no choice. It's like the band of Indians circling the wagon train, with no other show in town. It looks like next time may be the last time though. And it looks like the half dollar trail has run out. I have been looking at rolls of dimes, filling a Dansco for Roosevelts, and filling a Washington quarter album too. But my true love is the halves. Sniff sniff....
I belong to a credit union and the only way you can get money from your account is through an ATM (they have no surcharge) or a cashier's check. I once had a teller ask me the purpose for a cashier's check that I had requested. I told her that it was for an eBay transaction and she told me that it was the last one I could get for that purpose. If I wanted to do business on eBay I must buy money orders or use PayPal. I got the manager and asked him who's money was in my account, the credit union's or mine. I then told him I would contact my state senator. After that I never had a problem getting cashier's checks.
It is ironic how small people in not so high places try to overstep their authority. Especially tellers, seem to take on a policing role not within their realm of power. The personality of such people certainly changes after the manager steps in. Tellers should all be trained in anger management. Funny how this scenario goes on and on from bank to bank.
"Do you have an account here?". After saying no they don't even have to take loose change from you when you don't have an account.maybe you could try being a little nicer and open an account.
I agree. The bank should try to accomodate _customers_. But if you're walking in off the street causing any trouble for the cashiers, I don't know why they'd do anything for you (a non customer). You're just costing them money (yes it costs them money to get those coins and to get them rerolled). I would at the very least open a savings account with $50 in or something. It's the very least you can do.
I offered to open an account twice. I stated that I would open an account and be a customer. I asked "How much do you need to open an account"? That was met with silence and blank stares. Do you realize that opening an account requires work on their part too? Besides, they said there were only 10 rolls left. After one more trip I will not go back anymore. Really now, would you want an account where you were treated with rudeness? I already opened accounts at three other banks I have gone to for rolls. I have a couple hundred dollars just sitting in savings accounts gathering a whopping six tenths of a percent interest.
Please read my previous post carefully. If a bank is part of the Federal Reserve System, every citizen is a customer.
then i would just find another bank.i treat my local tellers nice and don't ask for favors if they are busy,they save things for me without even asking,and order special from they fed. res. when they can.
Please keep going back!! Your silver witch stories are great fun, plus you're finding some silver. If it were me I'd withdraw my money from the other accounts since they have already served their purpose. lol By the way, nice finds!
I would like to be searching some rolls of halves, but cant find any bank around here that has any. Why dont you guys that are lucky enough to find the rolls to search take all of your searched coins back to the bank that has the rolls you are looking for and open an account with your change, if they want your business bad enough you might be able to get rid of several hundred dollars worth, if it works you can just bounce from bank to bank to bank to bank... doing that, when it comes full circle by that time maybe they will have new personel and wont remember you then just continue on, remembering to leave your primary bank out of the loop
Umm, if you're going to a bank and demanding coins only to search through them and get them reconverted back to paper bills, you're abusing the system. Personally, when I go get half dollar rolls to search, I search them and then spend them. Takes a while, but I also don't get more than $100 at a shot. And Victor, I guess if you offered to open an account there and they're still all irritable, well, it's probably just easier for you to get the last batch and begone. My bank is pretty nice about the roll searching. If they're low, the teller may ask the manager, can we spare 2 boxes of pennies, but I've never been turned away. I do all my business there though.