IMO, at least the numerical district designator's (the 4 "10s" on your note) have to be touching the outline print of the note so I would personally spend this note, because the note in your picture is something I see all day everyday.
From United States Paper Money Errors, A Comprehensive Catalog & Price Guide by Dr. Frederick J. Bart, page 171, "For a misalignment to legitimately qualify as an error, a portion of the overprint must rest atop a portion of the design it was not intended to cover. Despite excellent quality control within the Bureau of Engraving and Printing (BEP), minor variances in position are within acceptable tolerance limits."
So I was correct. That's what I thought. Thanks for posting that and confirming it for me Clay.:thumb: