Grade this for me please: 1902 Straits Settlements 50 Fifty Cents

I was the high bidder for this coin today and think I got it for a pretty good price. My question to you is what grade do you think it is? I think this coin seems to have good and bad attributes in terms of its grade. Some parts of the front and back seem uneven in terms of wear and grade.

Some people on this site (from past experience) I know grade very conservatively (sometimes more than realistically necessary). I am not asking for a conservative or liberal grade analysis, I am looking for an honest one based on today's grading standards you would find typical of PCGS, NGC, ICG, ANACS, etc.

I haven't been on CoinTalk in some years but hope to use this resource more often now.