It's from a set made by American Mint, called the American Currencies Medallions. here is more information: http://www.worthpoint.com/worthopedia/gold-plated-90-silver-coin-collection-137903269
A local auction company is advertising this as a 1912 silver coin with a gold coin in the center and the bid is up to over 250$ LOL. I knew immediately this was a generic crap coin but hadn't seen any floating around before, thanks guys. I feel sorry for the suckers bidding.