Grade My 1909 Lincoln Cent

Hi. I would like to know everybody else's opinion on the grade of this coin. Using PCGS Photograde, I am thinking along the lines of XF-40
Your opinion?
Thanks in advance.

 

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What is that at 7'oclock?

 

Looks like a rim nick.

 

I wasn't quite sure as it doesn't seem to flatten the rim at the edge from that angle.. Perhaps it is from the flat part of the rim at that point..

I like it though.. nice to see a non VDB or S or S-VDB 1909..

 

I'm too poor to afford a vdb, S or S-VDB.
I got this one for a nickel

 

Ef-40

 

I would think more like a 30 or maybe a 35.

 

I'd give it a vf also. Too many nicks in the critical areas and the rim bump.

 

I would grade it as lucky.Hard to get that old without a few bumps unless your owner of many years was rich and kept you locked away in a box.