Sorry if this post is redundant, I did a search and didn't see another post on the topic. I checked today and the Mint has the spouse coins up priced at 1091.00 and 1104 for unc and proof respectively. But gold has fallen nearly a hundred bucks in the last couple of days. Now I checked for their pricing grid and it is not available. Either that or the page is just down, I don't know which. But, is the mint going to adjust the price downward when gold is down, or are they just going to leave it at it's current high? I'd like to buy the Hayes unc, but I don't want to buy it at the current price and then see the price drop right after I buy it.
Here is the pricing grid: http://catalog.usmint.gov/wcsstore/ConsumerDirect/images/catalog/en_US/GoldCoinGrid.pdf Regarding the Hayes coin, I would wait and see how gold performs over the next few days (it is down to ~$1811 as of this writing). If gold continues to decline modestly over this week there might be a price decrease next week. However, with the Mint anything is possible. I would wait, but you should decide for yourself if now is the time to buy. (By the way, you could always order the coins now and then return them and reorder if the price goes down, but this might be too much of a hassle).
If gold stays down they are supposed to lower the price, but don't be surprised if they are faster at raising the price than they are at lowering it.
Never mind about every little fluctuation in the spot market. Develop some convictions based upon your thought, then stick with those judgements. Nobody loves your money as much as you do, so if mistakes are to be made, at least make them yourself. ----- I know people who quit buying gold when it hit $1100 because they 'knew' it was gonna krash! ------- I traded a bunch of my early First Spouse coins for a cabin. Lordy, how much I have NOW paid!!! But you can't do it like that. They were worth what they were worth then. I had negotiable assets and I got what I wanted. But today, right now, yes in a strictly monetary sense, the coins I no longer possess are worth more (cash and quicker) than the cabin that provides me with relaxation, rest, and other such intangibles. ---- Now gold is up but so is my cash flow. So I'm buying First Spouses again ( don't tell YakPoo, he thinks I'm still a heretic. I'm not though, the only klub I've ever really belonged to is the YakPak). ----- Bottom line. Don't 'wait'. Buy your coin(s). If spot price retreats significantly, buy some more. -----