OK, let's see, 1) "...taking advantage...", 2) ...Sieze an opportunity." In each case a person with superior knowledge profits from the ignorance of someone who is less informed. What exactly is the difference? LOL, ROTFLMAO, etc. Keep 'em coming!
The differnce is big, a customer comes in trusting you to buy their coins for a fair price and you rip them off, your responsibility as coin dealer is to be honest and make a fair offer. A tellers responsibility is to handle transactions and follow company policy, which does not involve alerting little old ladies that their coins may be silver.... If the old lady cared about getting anything over face for them, she would have took them to the Coin-dealer herself....:dead-horse:
I actually had something similar happen to my sister DavidH. She is manager of a cage in a casino. A lady came in wanting to convert SL, Barbers, and WL halves into cash to play with. The lady called my sister over and my sister numerous times tried to talk the lady out of it. It turns out the lady KNEW they were worth more, but was "getting back" at her husband. After a while she had to relent and let the lady turn them in. The difference is a bank teller is not a numismatic professional. Someone is not coming to them asking them the value of coins, they are simply making a deposit. Since most tellers are not numismatic professionals, and are not being asked as to value but simply to deposit funds into an account, that is the difference. You are not "selling" coins to a teller, simply asking them to credit your account. If I were a teller and someone tried to deposit silver coins, I would gently inform them that a dealer would pay them more than face value. If they insisted they wanted them deposited, I would deposit them.
All I know is, that if it wasn't for little old ladies and other folks spending silver and old/rare coins, I wouldn't have a good portion of my collection. I am sure most, if not all, of us have coins in our collections that we were given to us in change or found in a roll from a bank. It is the little old ladies that keep my collection growing when I can't afford to buy anything that week. I am not saying that they should pay for their ignorance, but no one is trying to cheat them out of anything.
I am simply astounded at the machinations that some people will go through attempting to demonstrate their piety. Good politicians all.
Nice vocabulary. I appreciate correct usage of above 6th grade grammar. Its very rare nowadays. I assume you are referring to me. I haven't made anything up, and can give you dates and locations of all I have referenced. I am not a pious person at all, I am selfish. I have simply been around this hobby far too long and seen the horrible reputation swindlers have given it. In many circles, "coin collector" is synonomous with crook and swindler. I love collecting coins, all coins, and that simply leaves such a distaste in my mouth I try to do something about it. At a certain point of unethical behavior, simple self preservation causes someone to lash out at the offenders, (figuratively). If you think I am just running for office or making it up, I am sorry you feel that way. Heck, I am not even running for moderator on the board here or anything! I hope we can still be friends and help others here out. Chris
Chris, you should have used an apostrophe in the word "Its". LOL! David, I thought a politician kisses the baby while stealing the cash from the mother's purse? Chris
Another dumb thing to do: returning to a coin shop if the owner has an attitude problem and behaves as though you're inconveniencing them by making them get up and waddle over to the counter to wait on you. Most businesses don't like soliciting on their property. Interrupting a deal to offer more money for whatever is being sold is soliciting.