Trouble paying with coins?

Discussion in 'Coin Chat' started by Animosity, Apr 4, 2011.

  1. Animosity

    Animosity Member

    I was just curious if anybody has had any trouble paying for anything with coins? I usually don't pay with coins, but there is the occasion I only have coins and I need to buy something, in the past tellers have usually been more than happy to get extra coins in their till, sure, sometimes I get cashiers that seem unhappy with having to count the coins, but typically it's never been a problem. Even if I come in with a few rolls of something it's never been a problem. Well today I went to Fred Meyer (Known as Kroger as some of you I'm sure), anyway, I went up to the customer service counter to give him two rolls of dimes and he called his manager over there, and she told me some story about how they couldn't accept rolled coins because it throws off their till. Now let me stop the story here for a minute and correct me if I'm wrong, but whenever I've counted down a till I've always counted the change as well and that was added to the total of the till, and I'm under the impression this is standard practice for any business. Back to the story, back and forth for a few minutes and I decided to just give up on it, went and got a few items from the store and paid the next cashier with the dimes, which he had no problem with. Anyway, I was just curious if anybody else has had any problems while trying to pay with or exchange change.
     
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  3. SWThirteen

    SWThirteen Needs a 24/7 Coin Shop

  4. chrisild

    chrisild Coin Collector

    With "regular" coins I have never had any problems. I'm in Europe (euro area), and most of us may use coins too when paying. Then again, I never use entire rolls to pay at a store, so I have no experience with that. :)

    Cashiers have no problem with coins, except when customers who try to find the right pieces slow the checkout down. But regional collector coins are by and large not welcome. That also applies (in the Netherlands for example) to the 1 and 2 cent coins.

    Christian
     
  5. Animosity

    Animosity Member

    I even offered to break the rolls open and count it for them =\
     
  6. cpm9ball

    cpm9ball CANNOT RE-MEMBER

    That manager was one smart cookie! Didn't you know that if there are too many rolls of coins in the till that it makes it heavy to one side and causes the register to lean. Then, when the cashier tries to run a total, the amount displayed will be incorrect, and the cashier will pay out too much. Shame on that manager for not telling the other cashiers about this quirk.

    Stupid is as stupid does....................Forrest Gump

    Chris
     
  7. chrisild

    chrisild Coin Collector

    Well, then I don't really know what their problem was. Unless the customer service counter was awfully busy at that time, they were just ... pick an expletive. ;)

    Christian
     
  8. BMoscato

    BMoscato ANA# R-1181086

    Correct me if I'm wrong, but aren't coins currency? I don't think they can legally not take them as payment for any goods that they sell. Worst case, they break open the rolls and count them out while you wait...
     
  9. mark_h

    mark_h Somewhere over the rainbow

    Yes - they can tell you they will not accept coins, if they want - most choose to accept a reasonable amount of coins. You can search around for the threads on that. I personally have never had a problem with loose change - but once a cashier did have me crack open a roll to count. No big deal for me - I usually do not pay with change anyway.
     
  10. Conder101

    Conder101 Numismatist

    Yes they can, there is no law that requires them to accept them.
     
  11. green18

    green18 Unknown member Sweet on Commemorative Coins

    Nothing slows down a line like a guy with a bad Visa or debit card. I'll gladly wait for grandma to count out her .75 cents in nickels, dimes and quarters as opposed to the jack wagon who has to keep swiping his credit card or re-entering his pin #.
     
  12. Mark14

    Mark14 Star Wide Receiver

    i use rolls of coins to tip at resturants :)
     
  13. davidh

    davidh soloist gnomic

    As I understand the OP, the rolls of coins were refused at the customer service desk, but were accepted by the cashier at checkout. This is perfectly reasonable and legal under the concept of Invitation to Treat. Simply, this means that if no product is being offered, the customer service desk doesn't have to take your money. However, once you made a purchase, they were then obligated to take your cash (as long as it's in a manageable form - rolls okay, coffee can full not okay).
     
  14. Fifty

    Fifty Master Roll Searcher

    I get some funny looks when I try and pay with half dollars sometimes but I haven't tried rolled coins. I can see why a business would not want rolled coins, without busting them open and counting them there is no way to know if they are full rolls. I would not accept rolled coins from unkown customers. Stores are not banks.
     
  15. zekehooper

    zekehooper New Member

    I never have a problem. And if they give you the "stink-eye" then just give it right back! coins are currency and if they want to fight it then do it in court! You may win and then you have more money to CRH! Good times.
     
  16. fiftypee

    fiftypee Member

    See link below to answer everyone's question regarding US legal tender issues

    http://www.treasury.gov/resource-center/faqs/Currency/Pages/legal-tender.aspx

    I have also copied and pasted a Q&A from someone for easy reading.
    Legal Tender Status

    I thought that United States currency was legal tender for all debts. Some businesses or governmental agencies say that they will only accept checks, money orders or credit cards as payment, and others will only accept currency notes in denominations of $20 or smaller. Isn't this illegal?

    The pertinent portion of law that applies to your question is the Coinage Act of 1965, specifically Section 31 U.S.C. 5103, entitled "Legal tender," which states: "United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues."

    This statute means that all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.
     
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