Okay, I'm 90% of the way there. I've been able to put a reflection into the photo but I'm totally stuck on how to get it to fade. I've gone to the "gradient" tool window but it seems all I can do is add a gradient of gray to the photo. What am I missing? Thanks again in advance!
All you are missing is the gradient fade mask. Here is a tutorial. http://articles.sitepoint.com/article/photoshop-fade-layer-mask