Updated PayPal Buyer Protection 11-1-10 for transactions outside of eBay

Amendment to the PayPal User Agreement
Effective Date: Nov 01, 2010



Amendment to the PayPal User Agreement
Protection for Buyers.
Section 13 (Protection for Buyers) has been amended to reflect changes in PayPal’s protection for buyers. PayPal Buyer Protection covers eligible buyers for eligible items they purchase from sellers on eBay and, now, off the eBay website if they are not received -“Item Not Received” - or are “Significantly Not as Described.”

The same eligibility requirements apply to buyer’s payments under the expanded PayPal Buyer Protection except that in addition to the existing requirements a buyer can additionally send the payment to the seller by clicking the “Purchase” tab, or by selecting the “Checkout with PayPal” button or otherwise selecting PayPal as part of a Seller’s PayPal checkout flow in order to be eligible.

PayPal Buyer Protection only applies to PayPal payments for certain tangible, physical goods. Payments for the following items are not eligible for reimbursement under PayPal Buyer Protection:

• Intangible items, including Digital Goods
• Services
• Real estate, including residential property
• Businesses
• Vehicles, including motor vehicles, motorcycles, caravans, aircraft and boats(ImRich)
• Custom made items
• Travel tickets, including airline flight tickets
• Items prohibited by the PayPal Acceptable Use Policy
• Items which you collect in person, or arrange to be collected on your behalf
• Items that violate eBay’s Prohibited or Restricted Items Policy(hmmmm)
• Industrial machinery used in manufacturing
• Items equivalent to cash, including prepaid or gift cards
• PayPal Direct Payments
• Virtual Terminal Payments
• Personal Payments(GIFTS)

For items purchased on eBay, if either a PayPal or eBay buyer protection message is included in the eBay listing and a buyer meets the eligibility requirements, then their purchase is covered by PayPal Buyer Protection. If the listing does not include the buyer protection message, then it will not be eligible for PayPal Buyer Protection.

Coverage of a buyer’s Claims when PayPal finds in their favor for eligible payments will be the same – PayPal will reimburse the buyer for the full purchase price of the item and original shipping costs – with no cap on coverage.

As a result of these changes, the PayPal Buyer Complaint policy has been superseded by the expansion of PayPal Buyer Protection and therefore has been deleted.

Mobile Telephone Numbers. Section 1 (Our Relationship with You) has been amended to state that if we determine that a telephone number you have provided to us is a mobile telephone number, we may categorize it as such in our systems and in your Profile.

 

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How is this related to Coin Chat?

Try General Discussions [requires opt-in]

 

I would assume it is related to the buying and selling of coins
Same as say, all the eBay discussions and even the topic of IRS Policy changes... I view it as relevant and thank you for posting this information.

 

Of course that was likely the reasoning for the OP sharing this here, but why assume that when the OP said nothing about how it specifically impacts numismatic transactions or the OP's own experience with this policy. This information is applicable to a whole range of PayPal transactions. He gave no explanation for his highlighted text that he felt compelled to make suggestive implications about here in the Coin Chat forum. Therefore, this post should have been placed in the General Discussions section... as should most of the rants and whining that goes on at CT about those companies. Perhaps CT needs an eBay/PayPal forum section, but I doubt the clouded minds complaining about transactions and policies of those companies would be clear enough to only post in such a section.

 

PayPal is probably the largest service used for the B&S of coins? yes - no?

Given that and this

The open forum seems to be for soapbox opinions. What I posted are facts.






Also..........

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I posted this in relation to keyboard lashing I got from some apparently...... millionaire dude who has time to post tirades about all the issues he has with PayPal... Cointalk's owner had posted a thread about a B&S issue here and I essentially called the owner outdated and/misinformed reP. No, wait, I think I said he was crazy. none of that matters.


What does matter, is that PayPal did expand it's written B&S protection to items outside of eBay.. provided of course... they are items that are eligible. I contend that the protection has been there for quite some time from my own experience dealing in paltry transactions and that I like PayPal for conducting B&S and other transactions.

 

I think I will still assume the same - use credit card. That way if paypal does not support me I can call the credit card company.

 

Thank you for the info. I consider it relevant to this forum.

 

Relevant for users of PayPal, which any registered user of PayPal should be keeping abreast of such things and not looking around 'coin chat' forums for such policy updates combined with thoughts regarding said policy and it's merits or lack thereof, from any so opining about said policy.

Wholly irrelevant to actual "coin chat". Better placed in the General Discussions section of this forum, if at all. Thread views say nothing if no one is speaking about the OP, it's just irrelevant to what people came to this forum to chat about, coins.

You've learned how to use PayPal, now learn where to place your threads on CoinTalk. :thumb:

 

Thank you for the information.:thumb: