I've had this Morgan for awhile and I never thought anything about it until I photographed it for sale and bam! There are 3 distinct silvery areas which make me wonder. Anyone ever see a Morgan like this one before?
My first thought is that it's the way you've lit the coin for picturing. First, does it look the same in hand? Second, keep everything the same except turn the coin 90 degrees and take the picture again. Also 180 degrees (and maybe even 45 degrees).
Well you can tell by the middle pic that I don't have it placed any certain way, the coin is simply placed and the pic taken. I know this is the year when a couple of collectors were in good with the chief engraver at the US Mint and a couple different varieties were already listed and highly collectible. These were the Chapman and the Zerbe Dollars, I could be wrong about the Chapman, maybe the last name is different, anyone know? Anyone know if my Morgan falls under one of these special 1921 Morgans?
Both the Chapman (Henry Chapman) and Zerbe (Farran Zerbe) coins were proofs. The Chapman coins are easily recognizable as proofs, while the Zerbe coins aren't as strong, and look more like proof-like coins. Either way, your coin looks like a standard business strike, and wouldn't fall under either the Chapman or Zerbe coins.