What is yalls opinion???

Is that a extra piece of cud under her elbow?

 

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It wont be a cud, as cuds involve the rim and spread into the field. I can't make out what that is on your image. Wait for others

 

Show as an in-focus picture of the whole coin.

But, as expat mentions - a cud *must* by definition involve the rim. If it is in the interior of the coin, it is a die break.

 

Cud’s must touch the rim. I can’t tell about this but if anything, it’s probably just a die chip. I haven’t seen enough of this coin as they haven’t circulated in my area.

 

the bottom one is what its suppose to look like and the above it has the die chip?

 

There's other differences also...just look at/in the pockets...top is empty and bottom looks to have something in it. Coins are like a lot of things...no two are exactly alike if you really study them to the Nth degree.

 

I think die chips, I also think there's one at the top of the tower to the chimney on the other tower beside it.

Apologies, the pictures aren't very good, I just have to say it. it's hard to see things with this much glare and blur if I try to expand the picture.