MS64 DMPL, Still has some nice luster, little bit of chatter on the cheeks but not too much, PL fields and some nice frosty surfaces if a little marked up but doesn't look like damage. Good strong strike, I'm not particularly fond of the "rusty" toning but that's just me... Fields are perhaps a little foggy for a DMPL designation but they might not have always been, looks like they've gotten that way over time...
I'm at MS65PL. It might go DMPL but it's hard to tell in the photos and my initial thought is the cameo effect is not strong enough on the reverse. The coin looks very clean and I think it's a solid MS65.
I went 65 PL ...clean fields; the cheek mostly looks like breaks in the cameo and not hits; and I'm guessing PL (maybe a little too hazy for dmpl)
63 no PL. Far too much chatter on the focal points to warrant anything higher IMO. It's close to PL but too frosty on the outer rim of the fields (I have several morgans that are the same way). Semi-PL coins are more likely to CAC or even grade higher in some instances though. A quick dip could help its eye appeal.
65PL Morgans are so tough for me. Not my forte at all, but I've been trying to learn, and paying attention. The chatter on the cheeks I believe are perfectly acceptable for Morgans, and the fields are very clean, so I see it as a gem. But if this wasn't a Morgan, I don't think it would go any higher then 63.
Nothing wrong with the lighting. These pictures go it quite accurately. They are more than accurate enough to grade the coin accurately.
I think what he is getting at is different lighting might bring out the cameo effect more (if there is in fact one). Now, the cameo photos also make the coin's surface very hard to grade. I personally find photos like this to be a better photo for getting a numerical grade but harder when determining if a coin deserves a PL or DMPL or not. I also think with photos like this though, that "defects" in the cameo effect and be mis-graded as scuffs.
MS-62 is my choice. Two gashes on the obverse, bag marks, and normal wear is my reasoning. Thanks for posting the Morgan.