XF-45 , They sure turned a beautiful coin , the old Lincoln cents into something that looks like a cheap piece of garbage . IMO rzage
Do you have a camera rather than a scanner? Take a photo under a single light source (like an incandescent lamp) and turn off the flash.
These modern Lincolns are fairly difficult to grade in circulated grades. A lot of the grade depends on the luster, which cannot be captured with a scanner. One must be very careful to only account for the true wear and not the strike. Many of these exhibt a flatness on the obverse portrait, especially in the hair. This is often mistaken for wear, this coin seems to show that trait. I like to look closely at the cornice on the building. For me, it's one of the first spots to show wear. You can also see some rub on the fine detail of the steps and nicking of the columns with wear. The large "nub" at the bottom of the steps is a die issue common to Memorials, it is not wear. Without being able to see the luster, I would estimate this coin is somewhere between EF-45 and AU-55.
BAD: I think there is to much circulation wear on the obverse field, and flatness about the portrait head and face, with disturbing hits on the portrait, to warrant an XF grade. I also don't think the picture illuminates the full negative impact of those. But you have more experience in assessing a grade to these 1990's Lincoln's than I.
I am very curious about the coin/grade, and have a bunch of coins on their way to PCGS in the next week or three. So... If Sweet Wheatz wants to send me the coin, I will photograph it, send it to PCGS, and return it in the slab they provide, post the results for all to see, and pay for slabbing and shipping. No need to wager (unless someone wants to).
I like Leadfoot's chances! I just can't see this coin graded as VF, too much detail. But is betting allowed on here? I'm afraid Doug or another moderator might cite a rule that will squelch this. Otherwise, this might get entertaining... Side bets, anyone?:smile