that may be a friendly way of doing things, but banks don't operate that way. Bad checks are their gravy train. They make more money on bad checks than if the check had cleared and was due the interest of the amount of the check. Banks don't stop and call their customer to say "hey what do you want me to do".
Banks generally try to cash a check 3 times in my area. I once had a paycheck bounce and it turned into over $200.
yes it can work that pay. Payroll checks they will attempt three times, personal checks , twice only.
Why can't you just say their username. That kind of defeats the purpose of posting this thread right?
Posting the "bad check" is the way I will proceed with informing our CT community. His real name appears on the check. I'll include his CT member name's as well when I have compiled all the needed documentation and CT approval.
I am really sorry this happened to you. A call to your bank may reverse the charges but it's a hard fought battle. Sorry for your lost and hope you are able to reveal the name in the future. Ice
Unfortunate mess This certainly sounds like a bad deal for you coinman. I am fairly new at CT and have not been on much, but when I came across this thread, I just had to give my 2 cents. There is right and wrong! Integrity speaks volumes! Simply put; I whole heartedly agree with exposing the culprit. I agree you need to do it as the CT officials say as to not get yourself in trouble. It would be most beneficial to the rest of the CT members if we knew the identity of "less than honest" person in order for us not to be "taken" by the same person. Ever onward!
There is no rule that says you can't. There is a rule however that forbids personal attacks, so wording is important when making such claims. As long as everything stays civil and in respectful tones - the moderators will do nothing. I will say that very similar conversations ( as in between 2 parties involved in a dispute ) have taken place on numerous occasions on this forum. But usually it is over an ebay deal.
Doug, thanks for posting that. I looked at the rules and didn't see any specific prohibitions. But I wasn't sure that, even with polite language, it wouldn't be considered a personal attack. And certainly Coinman0456 has been very civil and polite, even under such trying/disturbing circumstances.
Ah heck, send Doug after the culprit, I hear he is a pretty darn good shot. Seriously, I hate to see something like this here in CT. We have seen some pretty strange things here in the recent past thats for sure. I personally have dealt with several people here and would have no problem dealing with any of them again. Some I have actually gotten to meet over the course of time here. Coinman, so far you have shown me that you are trying to do the right thing, that speaks volumes in my book. Hang in there. I havent read all of the post in here but is there a dollar amount that has been mentioned?
I would not post a copy of the check. That would probably show a bit too much personal information. I thought there was a rule on that. Just the guys user name should be enough. I could be wrong.
As per one of his posts: "My bank charged my account $25.00 the first time the check was presented and failed to clear. The second attempt, my account was charged $40.00 which consequently overdrew my account and added an overdraft fee of $35.00. 25+40+35= 100 plus the cost of the item which was $40.00 + shipping for a grand total just under $150.00 My only income at this time, is Disability, which doese'nt arrive until the later end of month, so my account funds were low and not enough to cover those two returned check fees. One check presented twice puts you in a $100.00 hole."
Does someone here think the person is me??? Coinman, all I said was the person should be exposed...I have not read everything everyone wrote, and if everyone thinks it is me..well that is kinda strange to me...I think when you asked me how I came to the conclusion that it was the guy from Kansas named Tim with four posts who was paranoid,...and I asked you if I was wrong, you didn't tell me I was wrong did you? It is really easy to look under the Masonic threads, find the fellow from Kansas and see that he is interested in obtaining Masonic items...blahblah..I got a wierd message from someone who told me that people are saying it is me...That is not true, you know it, I know it, and hopefully everyone else sees that.
Micheledura: Thank you for eliminating any suspicions I may have had. It's clear to me now that they were unfounded, that is why I held back from openly making any definitive accusation. My bank could not provide me with a photo copy of the individuals check, but told me it will be mailed to me at some point this week. My sincere apologies for causing you any associated distress.:hug:
Thank you for responding GD. For the purpose of identifying the member, I will only post a copy of his post relating to soliciting sellers of Masonic items to contact him, with a notification attached noting he has an outstanding "bad check" with me so as to best serve the CT community as a whole. Personal financial and property loss aside, the fact that it was one of our members, is appalling to say the least. I know the greater CT membership feel the same way. Best regards, Tom.