4th party grader Just trying to learn the in's & out's of this "Good/Bad/Ugly" part of the world as a lurker in this tragic thread. It seems like justice is floating to the top here, and I like that. But I keep getting a smidge of curiosity popping up. What was the "ITEM"? Who tried to do What? Also: 1) in case I find it is attempted to be passed on to me 2) so I'll know when/what/how to avoid such unsavory transactions 3) How such things get dealt with in this virtual realm So post on, please, so I can follow this to restiution.
I just looked at respondents' post counts/dates joined. And at this point, it seems that you are, in essence, either indirectly naming the person, or if not, possibly casting suspicion on someone who is not involved.
There is reason for suspicion mark, if you read the original post and replies to my post. Your correct, at this time I cannot say with any degree of certainty, but if it walks like a duck, quacks like a duck.... My professional background is 30 years in "Personal Protection Security" . More often than not, learning about a person is attentive listening skills. I feel I'm qualified and entitled to my suspicions.I cannot control where another's process of association takes them. Let's leave it at that for now. No direct accusations were made in a public format as my suspicion may well be unfounded. I have shared my thinking with some of the members and with CT, and hope that will be held in confidence. As I stated, when my banking facility provides me with copies of the returned item, with the approval of CT, I will post it here for the benefit of the overall CT membership. I think that is what you were initially asking for.
The plot thickens I think it was Cornel Musturd, in the conservetory, with the lead pipe!!! did i win!!! For god saqkes name the culprit and expose his nasty deed.:bow:
Sorry to hear of your bad luck coinman. Anyone can lurk on these forums, call themselves who they may, and try to gain the trust of members but it always seems that someone has to get ripped off to determine the good from the bad. Luckily it was a $40 coin intead of a $400 or up coin. I know that's not much compensation and hope eventually you get your money or coin back.
Well thanks for reply. The subject item was a book that could only be appreciated by someone who collects Masonic related items. The actual value was under $50.00 But it wound up costing me, roughly $150.00 with the item not being returned and all the NSF fees. I think anyone in this position, would be upset, having been deliberately taken advantage of by one of our members. I do try to keep a good perspective on things but I just could not believe that a member here would stoop to such acts and think they would escape being identified as a scoundrel in our community of collectors.
I'm oretty sure if you try and cash it at the bank it was issued from, and you do not have an acct there as well, the check issuer will get fees in the form of overdraft protection. And you should get your money.
Every check you write that bounces due to thinking the bad check was good, results in NSF fees (if there is no money to cover the checks). Alot of times banks will reverse the fees if you explain. If they don't tell them to close your acct. and then see how they act.
My bank charged my account $25.00 the first time the check was presented and failed to clear. The second attempt, my account was charged $40.00 which consequently overdrew my account and added an overdraft fee of $35.00. 25+40+35= 100 plus the cost of the item which was $40.00 + shipping for a grand total just under $150.00 My only income at this time, is Disability, which doese'nt arrive until the later end of month, so my account funds were low and not enough to cover those two returned check fees. One check presented twice puts you in a $100.00 hole.
I am closing my account at this bank. I can't do so, because of my automatic disability deposit this month, so I have to wait. It's a mess for sure.
YOu could also threaten a letter to the editor printed in the local paper if they don;t reverse the charges.
it's just a really horrible thing for him to have done. A simple email to say, please don't deposit my check, I've run into some difficulty would have eliminated this undue burden on me. Than to ignore my emails when I notified him , is disgraceful.
Okay I don't see how a bank can double charge you for the check. I think the bank should try once and then ask the customer what he wants done!!