You need to be careful with color it could go either way. Here's a link to PCGS submission form https://www.pcgs.com/submissionform/usacoin.pdf?v=2020v2
well that is a grey area cause it may come back as AT from either one or may grade at either one who can tell
Extremely high probability of it coming back AT. The color pattern is not correct for NT. My guess is you or someone used heat to alter the color.
Just because it's in an album doesn't mean it is natural. Sorry. Send it in if you think it will grade. It's probably a $150+ coin in a slab. Even in an AT slab, someone will probably pay $20 for it. Your downside is limited.
I think questionable colour/AT is likely on the coin but I will perhaps be worth more if it doesn't detail (natural toning)