It appears that I have become cashless...

First thing I do several days prior to a Hurricane is get cash. It helps pay for items when the Atm's are down everywhere...

 

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US currency, according to the BEP, is made up of 75% cotton, and 25% linen. There is no paper in "paper" US money. Paper is made from wood pulp.

 

haven't been watching TV lately ? Wells Fargo; "Zelle" Girl scout cookies commercial?

The banks have been getting into the P2P payment scene with Zelle to compete with Square, Paypal, etc.

of course for 25 cents it might not be worth it.
you don't need the square reader either, you can enter it directly through the portal app (though you pay a tad little more).

 

For person to person transactions, I almost always pay by check or PayPal (which is free when paying a friend or family member).

When I stick $100 in my wallet, sometimes I can go four weeks or more before I need to replenish it.

 

So if you're at a swap meet or farmer's market, you pull out your phone and say "let me pay for those 3lbs of broccoli with PayPal", and the seller says "sure, my PayPal email is aabbcc@xxyyzz.com", and then you send him the $6, and he pulls out his phone and checks his email to make sure the funds have arrived, and then hands you the broccoli?

 

Just trying to make a point. Lots of transactions that would either be a hassle or not worth it using plastic or electronic funds. And I enjoy handing cash to my waitress or waiter for tips rather than sticking it into the general tip pool.

Kind of takes the romance out of tossing coins in a fountain....should I throw Mastercard or American Express......

Or giving kids money to buy ice cream.....etc......

 

I was in a national chain construction supply yesterday. While checking out I swiped my debit card and when prompted, put in my pin. The register then went down along with every register in the place.
After a few minutes it came back up and the cashier said that I had to swipe again. I did and it didn't go through. She waited a minute or so and asked me to do it again, it still didn't go through. She called a manager who came over and ran my card as a credit card and it went through. The purchase was about $75.
The bank I use sends a text message to my phone every morning around 8 o'clock with my balance. This morning it was $600 less than I thought that it should be. I checked my account online and that $75 charge had been taken out of my account 8 times. I went back to the store today and we got it straight, I hope. I haven't been credited my money back yet. Long story short, if I had paid in cash. It would have saved me a lot of time and I would have still had full use of the rest of my money.

 

Bad especially when something like that takes you below the $0 line. Then again the error can be traced back. Had you (say, for a $4 purchase) accidentally pulled out a $50 bill instead of the $5 you wanted to give to the cashier, and gotten $1 back, it would have been much more cumbersome - if not impossible - to fix that.

And there is more. Here in Germany for example we use direct debit a lot, mostly for recurring payments (utilities bill and such). This means I authorize the merchant to take the amount off my bank account. Works fine and fast, but of course you need to watch your account. Now with single payments, online or at a cash register, I can almost always choose a credit card transaction. But with these monthly-or-whatever payments ... hardly ever.

My point? Ah yes. Quite simply, both cash and non-cash have their pros and cons. And even with "non-cash", having various options is quite convenient.

Christian

 

This is incorrect information. Paper can be made from cotton or linen. I print resumes and such on 100% cotton paper. The term "paper" is fairly broadly-defined. See the Wikipedia link here: https://en.wikipedia.org/wiki/Paper

 

Paper is also made from rice straw and hemp

 

Yes, it can be made from any cellulose fiber.

 

I have seen elephant dung paper and a couple of other dung papers from animals that I don't recall at this time.

 

A proud "cash only" guy here. It's king! In fact, I use a lot of coins in my transactions from cents to dollars. I know, I'm a dying breed.

 

That's a little gross, but falls within the definition of paper, as long as the animals are grass eaters. Maybe that would be a good way to minimize deforestation. Newspapers used to be the biggest users of paper (maybe still are?), so maybe they could become dual-purpose companies...large dairy and ranching operation in the back, feeding the manure into the paper mill in the middle, and spitting out newspapers in the front? Newspapers are already FOS...printing them on paper made from manure would just complete the picture.

 

HaHa. And you're in a rural farming area of PA and YOU have no service at the farmers stand. I come by and hand the farmer 3 Eisenhower's and 3 Sacajawea's and take my broccoli. The farmer smiles and says "Thank You" and I am on my way while you are looking like the Statue Of Liberty saying "Can You Hear Me Now". Trying to find service to make your PayPal payment. I'll never be cashless at outdoor markets and yard sales.

 

To ewomack. Don't develop a plastic brain, will you ???

 

congrats!