It appears that I have become cashless...

Cash will NEVER be completely eliminated. Without cash, corruption would have no means to be tendered. Politicians will ALWAYS need currency.

 

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All criminals for that matter...i generally go cashless most of the time....makes it easy when panhandlers ask for change I can easily say "sorry I dont carry any cash". You see the same ones over and over and they stop asking. The ones I dislike the worst are the ones that have a sign or say something to the effect of "I won't lie I need money to buy me a beer"...So I simply tell them "I wont lie I have money but I don't want to give you any!"

 

I doubt it.
https://www.pymnts.com/cash/2018/usa-global-cash-index-digital-dollar-cardtronics/
(published about a year ago, have not seen more recent data)

Christian

 

I always carry between $100 and $200 in my wallet all of the time. This is mainly a security blanket as I charge everything except small purchases amounting to maybe a few dollars. I charge everything to get the cash back at the end of the year. However, I never use a charge card at fairs or flea markets when the vendor will swipe my card on their cell phone. I'm not saying they are dishonest it's just that I want to limit my exposure to where my credit card number actually ends up.

 

Since I've been searching rolls of nickels and pennies that I've got at my bank, I have been using the self-checkout registers at Walmart. That way I can dump all of that change back into circulation. As an aside, maybe one of the real Jefferson Nickel cognoscenti can explain why the 2009, 2009D and 2015D have eluded me since I began this nickel collecting project last December.

My bank called last Thursday to tell me that my credit card had been compromised, cancelled and the replacement would arrive within 10 days. That means, I guess, that I'll have to use my ATM meanwhile when it's time to go to the supermarket.

 

think your just unlucky with the 2015D, as for 2009, some are saying it's going to be a key date for the series as mintage numbers are very low compared to the rest, which are in the hundreds of millions.
2009 39,840,000
2009 D 46,800,000

 

.

 

I carry cash. As someone else said 100 to 200 covers most things that come up in life and gets you through lines quicker. Not to mention you run into scenarios where the place doesnt' take cards. Was at a restaurant on Thursday that did not take cards.
I'm not opposed to using cards but I don't see why I need every purchase I ever make tracked. And then some machines won't read the magic "chip" and then after 3 tries you have to swipe it as normal.

I get a kick out of people who still write out checks. I don't understand the logic. Your receipt is your record of the sale. Just like wasting money (to pay for checks) and time I guess?

I like to use cash because I save all my change and sort through it. I rarely will spend change. I call change my personal "coin show tax". I save it for 6 months to a year and then cash it all in to use on coins. In fact a decent amount of ebay bucks and cashed in change just went towards purchasing my avatar pic recently.

 

Reminds me of my brother-in-law. He owns about a dozen rental properties, and operates a construction company that rehabs rental properties for other investors.

Consequently, a large part of his business dealings are in cash and he always carries large amounts with him. I've rarely seen him use a credit or debit card.

 

times do change.
Some Panhandlers years ago also went cashless ...
https://www.metrotimes.com/news-hit...omeless-man-will-accept-credit-card-donations

Just watching people pay ahead of me I would summize the young students are probably 3 of 5 plastic; the middle generation is also probably 3/5 plastic. The older is probably 3/5 cash.

 

I have noticed that I am slowly using my credit card more and more. I think that having to go to the ATM or bank to get cash every week or so just got tiresome. I love the feel of change in my pocket and always carry four half dollars to fidget with.

A friend of mine is required by his bank to use their credit card X times a week to maintain a higher interest rate on his account. He now uses his card to purchase one banana or an apple a few times a week to meet his obligation.

 

Got cash? Gotta have it!

 

This is all very interesting. Most financial advisors say it's better to use cash, since you aren't tempted to spend beyond your means. Credit card debt is dangerous to many people, like the person in an earlier post who's many credit cards were rejected. If you are fortunate enough to pay off your card every month, how do you pay? With another card?

 

Places that I NEED cash:
-- My watering hole; can only play Keno, PowerBall and MegaMillions with cash
-- At the casino; slots, table games and Hold'em table only take cash (unless you win and have chips or a "cash in" slip (I could create an account that I would put money into, but I don't go often enough to merit that)

Looks like gambling is cash-only entertainment.
A phone call by you can cancel checks and charges.
Casinos aren't going to let you do that.

Some transactions cannot be done with credit cards.
I wanted to pay for my new car with my cc so we could get the double miles/points.
But they said "No".
The cc fee would eat into their profits.
I had to use a check.

 

You mean with impunity, right?...because you can, but...

 

Agreed! Plus, cash will never go away completely because the "Garage Sale & Flea Market" lobbyists would not have it!

 

Stereotypically people don't actually put a monetary value to the money they spend using a Credit Card. Cash is "in their face" and "in their pocket". When it's gone it's gone; they're able to count down until nothing is left (which tends to still not stop them from spending but at least they are aware). Whereas plastic becomes functionally ethereal in nature whether a CC (which creates some soft stop) or debit card (which creates a fast stop) after the fact.

 

My dealer let me put $7,500 on the card, remainder by check.

 

In God we trust. Others pay with plastic.