No, I see nothing that says the planchet was an error either. It's a nickel struck from overused/worn dies
Upon searching the die deterioration I found that 'foreign' object in the die when coin was struck causes this result - but thank you all for your spontaneous but incorrect reply.
That is classic die deterioration. But hey, just send it in and have it looked at. Then there won't be anyone left to argue with.
die deterioration removes the surface of the die, am I correct, it doesn't leave metal on the surface to cause a recess in the metal. the removal of the surface causes weak strikes. this is an indention into the metal. Not wanting to argue but trying to learn as much about coins as I can. I can't see how 'die deterioration' causes an impression into the surface of the metal. Still researching this and I may end up sending it in. if so, it will be an expensive lesson for sure.
Would someone post some links to this if possible for research. I'm not sure of the 'jargon' or terms of description for this.