Is that your first Indian Head you've found while hunting? I remember the disbelief and excitement when I found my first one. It was in a BWR to boot!
That's not supposed to be in a jar of "wheat" pennies. You'd be well with your legal rights to return it and insist on your money back. Having said that, great find, Sherlock!!!
Kinda beat up but still an IHC. YOU just dont find them anywhere. Hold on to it or sell it for a buck