1963 D MS65 CAC

Beans aren't 20.

Looks like it's really just two people making a mountain out of a molehill. I agree with you as my initial reaction was what is the supposed problem here.

If anything it was likely a submitter hoping for a gold

 

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65.00? You don't mean dollars, do you?

 

You missed the point. There is no reason for everyone to click anything. If the person uploading the image will just use the full image option, the image will show full size in the post. No need to click, click, click,------------.

 

When you include postage it is. There are just too many people getting coins certified that are not worth doing. 1963-D Washington Quarters in MS65 are as rare as a steak.

 

ok hope this solves the thumbnail issue.

 

How about one of the reverse?

 

ok there ya go.

 

Looks like a solid 65 to me

 

No it's not. You're doing it wrong if you're averaging a $5.50 postage charge per coin.

 

PCGS held it to a 65 because it's just not pretty. Sorry but that's how it is. CAC agreed with PCGS.

 

ok now wait, I thought CAC was only putting beans on top tier coins, now your saying they put it on an ugly coin? I'm confused.

 

Read what he wrote again. He's saying that it was held to a 65 instead of being higher for being ugly.

Honestly at that price point it doesn't matter that much. They said it was fine for the grade and didn't see a big issue

 

oh ok I thought cac grades meant it was a top tier grade. not just yea its a 65.

 

Probably in the same manner that this buyer got a MS65 for his "toned" Premier TPG graded coin:
https://www.ebay.com/itm/1936-S-Was...359821&hash=item4d6fc17c07:g:zpIAAOSwBt5ZLeG-

JMHO

 

How is it not a top coin though if it would have been a 66 but held back to a 65?

 

Whether you're a novice or advanced collector, you know that quality is what determines the value of a rare coin.
However, within any certified coin grade, not all coins are "solid" quality coins.
Now there's an easy way to identify coins that are solid for the grade - a CAC verification sticker.
CAC was founded by leading members of the numismatic community who recognized the need for a higher level of grading.
With CAC, prices for the solid quality coins can be untethered from the lesser quality counterparts.

well I guess my understanding of cac was wrong.

 

This seems like you're just trying to turn this into a CAC hit piece over a 20 dollar coin at this point. @Beefer518 explained it, it was reexplained and yet you continue

 

It is a mess to understand. How pretty a coin is, is just one part/factor of grading. With a bit more luster, PCGS may have gave it a 66 but CAC may not have gave it a bean as a 66.
With this coin, CAC agreed with it being on the upper end of a 65 grade.