Denied a Silver Coin at Bank

I mentioned that I got a $500 bill at the bank that has part of a tellers stamp that they use on the band on currency. I trying to decide if getting the bill conserved will be worth thee money. The bill is in almost, if not uncirculated, condition. I know this is a coin forum, but anyone know if it's worth sending out to be conserved (ink stamp removed)? Look to the left of McKinley's portrait and you'll see the curved ink line.

 

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Regardless of what you do, it's a very cool note... congrats!

 

If it's legal tender and you have money in that bank, YOU own it! Call the manager!

 

Just because you have money in a bank doesn't mean you are entitled to withdraw it in any form you want. The bank has an obligation to give the money to you at face value...nothing more. They don't have to give you a specific coin or note.

I think good customer service means they probably should if they let you see it...but the don't have to. You don't OWN that coin or note.

 

Then why quote it...what you are saying doesn't make sense. Clearly this member has an issue with the member she quoted...why drag that issue into another thread needlessly. If you don't like someone...then block them (like you did). That solves the issue.

 

NO she doesn't. Said member hasn't posted here in almost SEVEN months.

https://www.cointalk.com/members/dave_in_delaware.82414/

 

The person causing the problems, as usual, does it on multiple threads. He's on this thread, and he's on other threads as she mentioned. I don't go searching threads looking for his posts, but, given his history here, I totally believe what she is saying about him.

 

When I ask for money, I ask for it in 1/2 dollars, gold dollars, etc. They somehow come up with the change that I ask for. (gold could be susans) I asked for Ike dollars last week and the teller said that someone had already picked them up 2 days before. At PNC you can ask for the money!

 

I understand when the OP last posted...but she didn't quote the OP. She quoted a different member.

Frankly what difference does it make...we are arguing about arguing. It's stupid and a waste of my time. I'm not going to comment on this matter any further.

 

You can ask...but they don't have to give it to you in that form.

 

I think I'll start asking for $20 gold pieces...

 

I agree... which is why said member was blocked by me a very long time ago. Take care.

 

@Cheech9712, I think his point is, you exploded at something that was over a year old.

Here's a survival tip. Resist the temptation to psychoanalyze people. It's only going to backfire, and lead to grief, as they're only going to hit back, and likely twice as hard. Also, nobody cares.

If there's someone who consistently gets on your nerves, you've 4 options, basically: 1) report them, 2) private-message them, 3) ignore them, 4) deal with them. In so far as dealing with them, try to remember, the moderators are like cops, they're incident-oriented. That is to say, they're not going to go back and dig into the archives and try to psychoanalyze anyone. They're rather going to dispense their justice based on our conduct in the here and now. I hope this helps some.

 

This is a coin forum and coin collectors are, by nature, decent people. There's always exceptions to the rule, but when you happen by the exception either ignore (the person may be having a bad day) or block them. When I joined this forum I wanted to use my nickname Monty. A moderator warned me that was the handle of a well known troll. I thanked him and he helped me change to the name I now use. Let's not play into the hands of those poor people who enjoy causing a ruckus and get back to talking about coins.

Bank employees should be allowed, with supervision, to put aside coins and currency if they are a collector. They should just not do it when a customer is around, especially a customer that is asking for half dollars, dollars, etc.

 

She didn't "explode" at the OP. She only made a general comment about their post. Her anger rightly was directed at the infamous pot-stirrer - the one who likely half of us here, including myself, have muted.

 

This is basically how it was at the bank where I worked 10 years ago. The manager allowed me to keep an eye out for interesting things for my collection. I just couldn't do it at the expense of customer service.

For me, being highly organized was an important aspect of the job. You deal with a fair amount of money and the more organized you are the lesser the chances you will make a mistake and not balance. So, as I kept things organized and counted...I trained myself to scan for interesting things. Most often, it was star notes. But, if an interesting coin came my way...I would set it aside. I had a spot in my drawer reserved for such things...that way they were stored out of the sight of the customer.

For me, customer service was really important. I would not have withheld the silver quarter that that OP is talking about if I had it in plain sight. I feel that it is a very minor "loss" to risk having someone complain about. I'd hate to have had my manager receive a complaint about me over something so small. It just wouldn't have been worth it to me.

But, here is a better example of this sort of thing that goes outside of the collector.

I worked at a US Bank branch in Springfield, Oregon about 10 years ago. It was a small branch in a small town. We didn't see THAT much customer flow and thus were not a bank that had a ton of cash on hand.

It seemed like we were always short on large bills...$50s but especially $100s. There would be days when we'd have less than $5000 in $100 bills in the whole branch and our order wouldn't come in for several days. We would depend on $100s coming in to keep our supply.

If a customer wanted to come in and cash a $3000 check...I often couldn't give them all $100s. Even if I had them...I'd ration them because I might not get more for days and I couldn't blow them all at once.

I'd hear comments like "I thought this was a bank" when I told them I was out of $100s. Sometimes they just didn't get it.

 

"Infamous pot-stirrer" and you've been here for what a whole 18 months? Listen, Dr. Freud, "general comment," who are you kidding? She exploded at him, and she knows it, she lost her cool. I have nothing against her, and we all do that from time to time, because we're all human beings. Don't try to start disagreement between us for your pathological amusement.

 

That's some good insight, CamaroDMD. Thanks for sharing.

 

Thanks!

 

I swear some people think that all the cash that comes into a bank is just kept stored in a back room somewhere waiting until it is needed. Either that or that they print up the money they need.