I hate when bank tellers...

Today I went to a bank that I am a member of to get a box of cents. The teller first asked to see my bank card. I have no problem with that. Then I was asked what do I need $25 worth of cents for?! Luckly I was in my work uniform and she said oh your a business I am like uh yeah before I could reply. Why do they care what I do with them. If I throw the whole box in a dumpster what do they care. It aggervates me so much!
anyone else have this question asked to them?

 

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yeah, they always ask me what Im going to do with them. I generally just tell them, Im a coin collecter and I look through these coins for rare and old ones.

Then they usually laugh and ask me to tell them the truth...
then, i tell them, yeah, i search these coins because im a coin collecter
then, they give me the box

I dont really mind them asking, i dont see it as a very big deal.

 

They have no right to ask you what you plan to do with the coins or any other cash withdrawal from the bank.

You might want to tell them to get their cooperation, but they certainly shouldn't make it a condition of giving you the coins.

 

Actually they ask you this because they ARE a business. They order X amount of change and it's basically for the businesses that need the coin NOT just want to search them.
They want to supply what is needed not really what is wanted. This is why they do change orders.

Any business needs change to operate. Ever wonder why you see those hand written signs stating "we need ones, fives, pennies etc.?" Well, either the manager didn't get enough or they went through more than planned. Toss in a guy off the street that wants $25 for "no reason" as they see it and it can really mess things up.

When I worked midnights at a truck stop other businesses would stop in with "change orders". Excuse me? You don't have enough change at 3 am and it's my problem?

Businesses want to keep ANY money at "balanced minimum". Banks are the same way basically.

They exist to serve the needs of the paying customer (basically businesses) not to cater to the needs/wants of collectors even if that person IS a member.

Calling ahead could probably alleviate this situation.

 

You should tell that to the people who voted in laws regarding the reporting of cash transactions.

 

It might be fun to come up with an absurd answer. Tell them you're roofing your house with them. Or using them to build a bridge over the river. They may think you're crazy, thus ensuring they probably won't ask in the future.
Guy~

 

All the tellers in all the 3 local banks know what I do with them so the only thing I ever get asked is how many silvers I've been finding.

 

Download one of the "in progress" photos of the " penny corvette" and show it to them!

 

my buddy as a penny bar in his basement. i may use that line from now on

 

The stupidest response I ever got from a teller was when I was asking for rolls of half dollars.
She agreed to give me 10 rolls of halfs. But she said "These are not for coin collectors".
From then on I called her the Silver Witch. I quit going to her bank.

 

Most banks that I go to have been pretty good about giving me change with few problems. Most recently I was on vacation and I was recycling change, I would take $10 in cents into a bank and ask to exchange it for $10 in cents... I did it at several different banks in the Jacksonville, FL area and I got the same response from all the different tellers... A blank stare of several seconds followed by a long sigh, then they would get the change.

David

 

The Federal Reserve is not free for the banks. Banks payfor coin orders

This is from Fed there site

sec. 5.7 DEBIT FOR SHIPMENT​

We debit your Account when your Cash shipment leaves the Federal Reserve Dock.

This is interesting I guess we can still get Eisenhower dollars

Effective February 1, 2007​

Standard units for ordering coin are as follows:​

Coin Orders​

Pennies $50 Red
Nickels 200 Blue
Dimes 1,000 Green
Quarters 1,000 Orange
Halves 1,000 Buff
Dollars:
Eisenhower 1,000 Gray
Sacagawea/Susan B. Anthony 2,000 Gray​

Please call us before ordering Eisenhower dollars because they are subject to availability
Here is the link to this Fed page
http://www.frbservices.org/OperatingCirculars/pdf/Oc2.pdf

 

You may be completely off course with this problem. Just my opinion but way back when I was young I too was asked many or just dumb questions when I asked for bags of cents or rolls of coins. Usually it was by female tellers of younger, not married types. Being a typical male I didn't realize mostly an attempt to start a conversation, not being nosey. Now that I'm much older and not a real prospect for young female tellers, I do not get asked anything. Now older I miss that attention. If in your case you are a younger male, no rings on that famous third finger, asked many questions by a female teller, consider yourself lucky for the attention meaning your not the jerky looking type.
I suggest you continue the conversations when such are started. You may end up with a teller in the family.

 

Next time I'm at the bank going to ask if they can order the Eisenhower dollars. I know the casino's did use them in AC a few years ago

 

Oh My! Now that requires them to actually do some work. Oh how they hate it.

 

To clarify, the Fed Reserve charges face value for coins, but...

They have to pay the Armored Car Service or the Cash Handling Service (depending on what direction the bank went) to get the coins to them. This is typically a flat fee, but the flat fee usually only include the first 5 minutes for the delivery/pickup. they then get charged a "per minute" fee for every minute beyond what is included in the flat fee. Hence, small coin orders are not a problem, but once that delivery guy has to make two trips into the bank, the price to get large orders delivered goes up very quickly.

 

my mother-in-law toild me she could order coins for me at any time.. then she mentioned Ballistic bag ... i quit asking

 

:mouth:

 

Bank tellers and the humble roll searchers have something of a symbiotic relationship, but neither likes the other. I'd bet that if there was a bank teller forum, there would be many posts complaining about those pesky collectors.

However, I do not believe that they should act grudgingly to us, anymore than we should act grungingly to them. It is their accepted job to provide a service that anyone can participate in, not just large businesses. The CEOs will say that everyone is treated equally, but this is not the case, as many employees belittle the common collector, telling him what he can and cannot keep. This is an injustice, but this is not the case in many occasions. Some tellers are trying to strum up some conversation material, and others are asking because of necessity, rather than sloth. I have been to a few banks that have asked, and I just say whatever I feel like saying. Sometimes I say it's to look through, sometimes I say for a home business. I cash them in and at the end of the day, no one cares.

 

Are you sure the teller wasn't just trying to make small talk? As long as you're a member, I don't see why a bank is going to deny you their services.