Depending on the particular post-64, I disagree wholeheartedly. My stuff includes more than a few three-figure clad Washingtons. Real high grade stuff. I decided I don't give a rip about silver. Only top condition gets my attention, even clad.
It certainly didn't hurt. Heard silver when "thrown" in my hand but was not expecting this. The youngin tellers have no clue anymore on anything regarding customer service.
Have not many of us.....but at least it adds to her character in IMO. Such can not be said about some.